Business Growth
Ka Agla Kadam
One-stop business financing App for SMEs & Large Enterprises
Amount Disbursed
Banks & NBFCs
B2B Transactions
One-stop business financing App for SMEs & Large Enterprises
Amount Disbursed
Banks & NBFCs
B2B Transactions
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● Top Choice for: SMEs and Large Enterprises with annual turnover > 50 Cr
● Apply If: Need early payments for your sales to unlock cash stuck in lengthy payment cycles. Or need additional working capital to buy raw materials & get discounts for purchases. Or want to make early vendor payments to enable smooth procurement operations and finance all your vendors at scale
Tranche Tenure: From 10-90 days
Interest Rate: Starting from 1.2% per month
Loan Amount: Upto ₹5 crore per vendor
● Top Choice for: MSMEs with annual turnover > ₹5 Crore
● Apply if: Need a fixed-term unsecured (collateral-free) loan for business
expansion, operations, etc.
Loan Tenure: From 12-60 months
Interest Rate: 1.5-2.0% per month
Loan Amount: Upto ₹1 Cr
● Top Choice for: MSMEs with annual turnover > ₹5 Crore
● Apply if: Need a fixed-term secured loan to acquire or upgrade essential machinery.
Loan Tenure: From 12-60 months
Interest Rate: Starting from 1.2% per month
Loan Amount: Upto ₹5 Cr
● Top Choice for: SMEs and Large Enterprises with annual turnover > 50 Cr
● Apply if: Need early payments for your sales without any debt on your books.
Tranche Tenure: From 10-90 days
Interest Rate: Starting from 1.2% per month
Loan Amount: : Upto ₹5 crore per vendor
● Top Choice for: SMEs and Large Enterprises with annual turnover > 100 Cr
● Apply if: You have a complex financing need which cannot be solved with conventional financing.
Loan Tenure: From 12-60 months
Interest Rate: Basis Credit Profile
Loan Amount: Upto ₹10 Crore
● Top Choice for SMEs and Large Enterprises with annual turnover > 1 Cr
● Apply if you want to unlock the value of your property with a flexible, secured loan.
Loan Tenure: From 12-60 months
Interest Rate: Starting from 10% per annum
Loan Amount: Upto 70% of property Value
● Top Choice for SMEs and Large Enterprises with annual turnover > 1 Cr
● Apply if you want to gain financial flexibility with access to extra funds when you need them.
Loan Tenure: From 12-36 months
Interest Rate: 1.5-2.0% per month
Loan Amount: Upto ₹1 Cr
Thriving with > 3 years of operations
Profit After Tax (PAT) > 0 (In Green Zone)
Registered Business: LLP, HUF, Partnership, Proprietorship, Pvt. Ltd. Company
Partnered with trusted tech titans Perfios & Karza, we guarantee 100% security for your data.
At Bizongo, lightning-fast financing meets tailored solutions for your business growth. You get:-
• Streamlined digital application process with automatic document retrieval and verification
• Extensive network of top lending partners
• Expert guidance throughout the process
• Proven track record of disbursing funds to thousands of businesses
Yes absolutely! Bizongo is ISO 27001 & SOC 2 Type 2 Certified which means that your data is strictly confidential & cannot be misused.
• CIBIL > 650
• Business vintage > 1 Year
• No NCLT cases in the last 1 year
Company KYC, Personal KYC, Bank Documents.
Typically 1-3 days.
• Co-applicant is required for proprietorship business
• Collateral is required for secured loans
There can be pre-closure charges depending on lender policy.
Yes if your business vintage is more than 1 year.
From 2 Lakhs to 1 Crore.
Any type of machinery.
Yes.
Yes.
Commercial, residential or industrial. Preferably a constructed property.
Up to 70% of the property value.
Yes.
Interest would be calculated for the amount used and the time used only.
SCF is a financial arrangement that optimizes cash flow along the supply chain by providing early payment to suppliers. It works by leveraging the buyer's stronger credit rating to obtain financing at lower rates, which is then extended to suppliers for early invoice settlement.
SCF accelerates cash flow by enabling suppliers to receive payment sooner, thus enhancing working capital management by reducing the cash conversion cycle.
SCF options available with Bizongo include purchase invoice discounting, sales invoice discounting, vendor financing & distributor financing.
Buyers benefit from optimized working capital and improved supplier relationships, while suppliers gain access to cheaper financing and faster payment.
Eligibility depends on the creditworthiness of the buyer, supplier, and the underlying transaction.
Documentation includes invoices, purchase orders, supplier agreements, and financial statements.
Financing rates are often based on the creditworthiness of the buyer and supplier, as well as prevailing market rates. Rates can be competitive compared to traditional financing options.
Bizongo caters to various industries and sectors, including manufacturing, retail, and services.
Yes, there are fees associated with SCF, including processing fees and platform usage fees.
Risks include credit risk, operational risk, and fraud. Bizongo mitigates these risks through rigorous due diligence, credit assessments, and monitoring mechanisms.
Yes, the SCF facility can be tailored to accommodate transactions with both large corporations and smaller suppliers.
BizongoFin platform provides real-time visibility into transactions, payments, and financing activities, allowing for effective monitoring and management of the SCF program.