Business Growth
Ka Agla Kadam

One-stop business financing App for MSMEs, SMEs & Large Enterprises

Amount Disbursed

Banks & NBFCs

B2B Transactions

Why choose
Bizongo NEXT?

Save Time & Effort

One-time submission = Application to 30+ Financial Institutions.

100% Digital Document Collection

Auto-fetch most of the required documents 
with your consent to reduce application time.

Open Doors to Faster Sanctions

Auto-verified docs from trusted sources 
help boost the applicant’s credibility.

Easy One-time Application Process

Unlock the door to 30+ lenders with lightning-fast sanctions by following these simple steps.

Step-1

One-click profile creation
Enter your PAN

Check eligibility for business financing in minutes

Step-2

Auto-fetch GST
with a simple GSTN login

Days of documentation work done in < 5 secs

Step-3

Auto-fetch bank
statements
with ease
using a secured login.

Reduce application processing time by 7 days

Step-4


Quickly upload the
remaining documents

Enhanced lender confidence with auto-verified data

70% docs successfully auto-retrieved with your consent

Step-5



Send your application
to multiple lenders
with one swipe

Sit back & relax while we accelerate your sanctions.

Step-6



Choose the best offer.

Step-7



View and manage all your
credit lines & applications.

Enjoy a single, intuitive dashboard.

Tailor-made Financing Solutions
for Every Business Need

Supply Chain Finance

● Top Choice for: SMEs and Large Enterprises with annual turnover > 50 Cr
● Apply If: Need early payments for your sales to unlock cash stuck in lengthy payment cycles. Or need additional working capital to buy raw materials & get discounts for purchases. Or want to make early vendor payments to enable smooth procurement operations and finance all your vendors at scale

Tranche Tenure: From 10-90 days

Interest Rate: Starting from 1.2% per month

Loan Amount: Upto ₹5 crore per vendor

Business Loans

● Top Choice for: MSMEs with annual turnover > ₹5 Crore
● Apply if: Need a fixed-term unsecured (collateral-free) loan for business 

expansion, operations, etc.

Loan Tenure: From 12-60 months

Interest Rate: 1.5-2.0% per month

Loan Amount: Upto ₹1 Cr

Capex Loans

● Top Choice for: MSMEs with annual turnover > ₹5 Crore
● Apply if: Need a fixed-term secured loan to acquire or upgrade essential machinery.

Loan Tenure: From 12-60 months

Interest Rate: Starting from 1.2% per month

Loan Amount: Upto ₹5 Cr

Factoring

● Top Choice for: SMEs and Large Enterprises with annual turnover > 50 Cr
● Apply if: Need early payments for your sales without any debt on your books.

Tranche Tenure: From 10-90 days

Interest Rate: Starting from 1.2% per month

Loan Amount: : Upto ₹5 crore per vendor

Structured Finance

● Top Choice for: SMEs and Large Enterprises with annual turnover > 100 Cr
● Apply if: You have a complex financing need which cannot be solved with conventional financing.

Loan Tenure: From 12-60 months

Interest Rate: Basis Credit Profile

Loan Amount: Upto ₹10 Crore

Loan Against Property (LAP)

● Top Choice for SMEs and Large Enterprises with annual turnover > 1 Cr
● Apply if you want to unlock the value of your property with a flexible, secured loan.

Loan Tenure: From 12-60 months

Interest Rate: Starting from 10% per annum

Loan Amount: Upto 70% of property Value

Over Draft

● Top Choice for SMEs and Large Enterprises with annual turnover > 1 Cr
● Apply if you want to gain financial flexibility with access to extra funds when you need them.

Loan Tenure: From 12-36 months

Interest Rate: 1.5-2.0% per month

Loan Amount: Upto ₹1 Cr

Unlock Growth - Is Your Business Ready?

Thriving with > 3 years of operations

Profit After Tax (PAT) > 0 (In Green Zone)

Registered Business: LLP, HUF, Partnership, Proprietorship, 
Pvt. Ltd. Company

Fortress-Level Security: Your Data, Our Priority

Partnered with trusted tech titans Perfios & Karza, we guarantee 100% security for your data.

Your net banking credentials are
never stored

ISO 27001Certification

SOC Type 2 Certification

Rest assured, no spam

Our Lending Partners

With INR 4,000 Cr. successfully disbursed via our lending partners–

Straight from the Heart

Voice of Customers

Suneel

Director, Ajitek Tech Soln. Pvt. Ltd.

“Bizongo efficiently gathered all necessary documents in one go, securing the perfect lender tailored to my credit profile and requirements. They ensured I obtained an unsecured business loan at the quickest possible time. Thank You Bizongo!”

VR

Vijay R. Ranganathan

Director, Strontium Ferriten India

“In a risk-averse lending industry, securing funds for my textile business posed multiple challenges. The Bizongo team identified an ideal lender, facilitated accelerated sanction and swift disbursement of business loan at a competitive interest rate. Kudos, Bizongo!"

Ready to Take Your
Business to the NEXT Level?